Personal Finance
Canadian youth are growing up in a time when spending is easier than ever and debt is a way of life. This problem is exacerbated by hectic family schedules, leaving parents with little time to teach their children about money management. Limited resources in schools mean that they are also not able to teach students critical financial skills that will keep them out of debt and help them succeed in life.
Personal Finance teaches students personal money management skills including the key elements of personal finance such as spending wisely, budgeting, saving, investing and using credit. Program volunteers employ interactive lessons to boost students’ self-confidence, so they can apply their new knowledge to their lives immediately.
By the end of the program, students will have a personal finance plan and clear goals for their financial security.
Like other JA programs, Personal Finance is curriculum-linked, student-centered and skills-focused.
PROGRAM DETAILS
- Level: Grades 10-12
- Commitment: 2-3 hours
- Program Code: Educator-led
- Languages: English
- Curriculum Links: CALM, CTS, Management, Leadership, Finance
Helping Students Make Smart Money Decisions That Last a Lifetime
Through hands-on activities and real-world examples, Personal Finance empowers students to take charge of their financial future. This program equips them with practical tools to manage money confidently — from budgeting and saving to understanding credit, risk, and long-term financial planning.
By the end of the program, students will leave with a personalized financial plan, a clearer understanding of their money mindset, and the knowledge to make smart financial choices now and in the future.
Key Outcomes
During this interactive, in-class program students will:
- Recognize the role income plays in personal finances
- Discover the importance of planning their financial decisions
- Identify high-dollar items and unexpected costs that require savings
- Learn the importance of making and keeping a spending plan
- Consider the types of expenditures that might go into a monthly budget
- Express the need to make good credit decisions to avoid costly consequences
- Assess potential risks to their personal finances
- Learn preventative methods to limit potential losses
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